Agenera takes your privacy concerns very seriously. Our Privacy Policy reflects our commitment on safeguarding your privacy. We believe that these Principles strike a reasonable balance of customer concerns about privacy with your interest in receiving quality service and useful new products.

At Agenera, we are committed to safeguarding your privacy, and we require companies we do business with to protect your privacy too. We put customers first.

1. We collect nonpublic personal information about you from the following sources: 

• Information we receive from you on applications or other forms;

• Information about your transactions with us, our affiliates, or others;

• Information we receive from a consumer reporting agency.

2. We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as required by law.

   
   

3. We may share all the information that we collect, as described above, with our affiliates. By sharing this information, we can better serve your needs. We expect any vendors and consultants we hire, as well as our agents, affiliates, suppliers and contractors, to observe these Principles with respect to any personally identifiable information of our customers. They will be held accountable for their actions. If you do not wish for us to share this information with our affiliates you may contact us.

   
   

4. We may disclose the following information to public utilities and companies that perform services on our behalf:

• Information we receive from you on applications or other forms, such as your name, address, social security number, assets, and income;

• Information about your transactions with us, our affiliates, or others, such as your account balance, payment history, and parties to transactions;

• Information we receive from a consumer reporting agency, such as your creditworthiness and credit history.

5. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations in order to guard your nonpublic personal information.